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Antal Kalik
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Antal Kalik
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Прекращение бесплатного процесса
Если у должника появится минимальная зарплата, пособие на бирже труда, пенсия, то начатая процедура прекращается. Кроме того, причиной невозможности получить статус банкрота по упрощенной схеме могут стать кредиторы, оспорившие правомерность запущенного процесса.
Займодатели, желающие получить свои деньги от клиента финансовой организации имеют возможность по выпискам о собственности должника найти доказательства о неправомерности какой-то сделки или суммы, которая превышает 500 тысяч. В результате для банкротства физлицу придется прибегнуть к судебному порядку с оплатой долга путем реструктуризации.
МФЦ в Сангаре, ул. Ленина, д. 24: официальный сайт, адрес, телефон, часы работы
Некоторые кредиторы, узнавшие о скором аннулировании долгов, стараются найти компромат на заемщика, чтобы не допустить списания денег. Для этого используется такой инструмент, как получение выписок из различных реестров по составу имущества физлица.
Если удается найти обоснования о несоответствии выполнения условий для упрощенного процесса, то процедура банкротства прекращается. Примером таких доказательств служит владение недвижимостью, переписанной на родственника. Подобная сделка может оказаться незаконной для должника, которому придется затевать судебное банкротство. В этом случае заемщик должен будет вернуть кредитору долг частично или полностью.
МФЦ в Хворостянке, ул. Саморокова, д. 56: официальный сайт, адрес, телефон, часы работы
При этом требуется соблюдение определенных условий:
• размер задолженности – полмиллиона рублей и не больше;
• наличие постановления об оконченных исполн. производствах. При отсутствии активов физлицу нечем гасить долги;
• нужен список кредиторов. Долги будут признаны безнадежными именно в отношении перечисленных займодателей. Те кредиторы, которые в этот перечень не попали случайно или умышленно, могут рассчитывать на оплату долга.
Виды банкротства
До ввода последних поправок в закон физлица могли банкротиться только через Арбитраж. Для судебного банкротства нужно заплатить управляющему за его услуги, а также госпошлину. ФУ контролирует активы должника. Передает отчеты в судебную инстанцию.
Граждане, находящиеся в плохом материальном положении и не имеющие накоплений, не имеют возможности позволить себе оплачивать процедуру банкротства. Они могут попытаться сделать это по упрощенной схеме.
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Можно ли в мфц - by LilikInene - 07-02-2023, 10:19 AM
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